Investor
Lutz Financial Services LLC
CIK 0001737112 · filed 2026-05-04 · SEC filing
13F book
$1.49B
Positions
100
0 new · 2 sold
Largest name
10.1%
Vanguard Index Fds
Est. mark
−$6.37M
Price effect on 100 names still held. Flow $23.9M.
| Name | Ticker | Shares | Value | Weight | Est. mark | Change |
|---|---|---|---|---|---|---|
| Vanguard Index Fds | — | 252K | $150.6M | 10.1% | −$7.46M | Cut−$8.4M |
| Spdr Series Trust | — | 2.43M | $137.8M | 9.3% | −$549.2K | Added$2.1M |
| Ishares Tr | — | 1.6M | $107.9M | 7.3% | $2.41M | Added$3.77M |
| Vanguard Bd Index Fds | — | 1.43M | $105.4M | 7.1% | −$586.1K | Added$4.44M |
| Vanguard Mun Bd Fds | — | 1.57M | $78.3M | 5.3% | −$594.7K | Added$3.54M |
| Spdr Series Trust | — | 805.9K | $68.6M | 4.6% | $391.7K | Added$2.3M |
| Vanguard Scottsdale Fds | — | 861.4K | $68.3M | 4.6% | −$377K | Added$2.95M |
| Schwab Us Tips Etf | — | 2.34M | $62.3M | 4.2% | $264.8K | Added$3.86M |
| Ishares Tr | — | 631.9K | $60M | 4.0% | −$161.4K | Added$3.09M |
| Spdr S&P 500 Etf Tr | — | 66.2K | $43.1M | 2.9% | −$2.09M | Cut−$2.55M |
| Ishares Tr | — | 353.2K | $37.5M | 2.5% | −$337.2K | Added−$139.3K |
| Dimensional Etf Trust | — | 919.6K | $35.7M | 2.4% | −$654.8K | Added$226K |
| Dimensional Etf Trust | — | 790.6K | $28.1M | 1.9% | $846K | Cut$823.2K |
| Ishares Tr | — | 475.2K | $25M | 1.7% | −$152K | Cut−$764.7K |
| Ishares Tr | — | 191.8K | $23.8M | 1.6% | $788.9K | Added$890.4K |
| Schwab Strategic Tr | — | 890.8K | $22.8M | 1.5% | −$925K | Added$3.24M |
| Ishares Tr | — | 105.5K | $22.3M | 1.5% | −$97.2K | Cut−$412.9K |
| Dimensional Etf Trust | — | 578.2K | $21.3M | 1.4% | −$714.2K | Added−$133.9K |
| Schwab Strategic Tr | — | 678.4K | $21M | 1.4% | $596.6K | Added$846.1K |
| Ishares Tr | — | 209.1K | $20.8M | 1.4% | −$127.5K | Cut−$1.2M |
| Vanguard Bd Index Fds | — | 264K | $20.7M | 1.4% | −$105.6K | Cut−$422.2K |
| Dimensional Etf Trust | — | 238.8K | $17M | 1.1% | $346.3K | Added$461.6K |
| Vanguard Index Fds | — | 84.8K | $16.6M | 1.1% | $426.1K | Added$1.02M |
| Vanguard Index Fds | — | 89.7K | $16.5M | 1.1% | $618.1K | Added$664.2K |
| Ishares Tr | — | 118.8K | $15.7M | 1.1% | $108.2K | Cut−$53.2K |
| Ishares Tr | — | 23.8K | $15.5M | 1.0% | −$754.3K | Cut−$885.8K |
| Ishares Tr | — | 80.9K | $15.5M | 1.0% | −$526.4K | Added$165.1K |
| Vanguard Admiral Fds Inc | — | 72.3K | $14.7M | 1.0% | −$76.7K | Cut−$453.9K |
| Ishares Tr | — | 130.5K | $14.4M | 1.0% | $58.8K | Cut−$234.3K |
| Spdr Series Trust | — | 138.4K | $13.1M | 0.9% | $499.8K | Cut$46.7K |
| American Centy Etf Tr | — | 118.4K | $13.1M | 0.9% | $972.8K | Added$1.4M |
| American Centy Etf Tr | — | 147.7K | $12.5M | 0.8% | $372.2K | Cut−$174.2K |
| Vanguard Admiral Fds Inc | — | 114.8K | $11.7M | 0.8% | $107.9K | Cut−$59.2K |
| Schwab Strategic Tr | — | 396.3K | $11.5M | 0.8% | $237.7K | Cut−$106.4K |
| Ishares Tr | — | 111.6K | $11.4M | 0.8% | −$32.4K | Cut−$111.6K |
| Spdr S&P Midcap 400 Etf Tr | — | 18.2K | $11.2M | 0.8% | $245.2K | Cut$14.2K |
| Dimensional Etf Trust | — | 149.5K | $9.34M | 0.6% | $435.1K | Cut$269.5K |
| Ishares Tr | — | 89.4K | $9.25M | 0.6% | $86.7K | Added$709.3K |
| Dimensional Etf Trust | — | 245.7K | $8.49M | 0.6% | $353.1K | Added$543.1K |
| Dimensional Etf Trust | — | 150.6K | $7.3M | 0.5% | $281.5K | Cut$213.6K |
| Ishares Inc | — | 88.9K | $6.2M | 0.4% | $225K | Cut$193.8K |
| Ishares Tr | — | 57.3K | $6.11M | 0.4% | −$11.5K | Cut−$58.2K |
| Vanguard Index Fds | — | 24K | $5.22M | 0.4% | $131.2K | Cut$30.9K |
| Ishares Tr | — | 42.3K | $5.01M | 0.3% | $200.2K | Cut$140.3K |
| Ishares Tr | — | 94.9K | $4.6M | 0.3% | −$27.3K | Added$13.1K |
| Ishares Tr | — | 11.9K | $4.39M | 0.3% | −$191.7K | Cut−$315.9K |
| Vanguard Intl Equity Index F | — | 77.8K | $4.21M | 0.3% | $22.6K | Cut−$46.5K |
| Pimco Etf Tr | — | 76.6K | $4.14M | 0.3% | $34.2K | Cut−$88.4K |
| Vanguard Malvern Fds | — | 75.6K | $3.78M | 0.3% | $37.1K | Cut−$453.1K |
| Ishares Tr | — | 7.16K | $2.55M | 0.2% | −$120.8K | Cut−$176.1K |
| Vanguard Tax-Managed Fds | — | 30.6K | $1.96M | 0.1% | $49.3K | Cut$38.2K |
| Vanguard Scottsdale Fds | — | 41.7K | $1.96M | 0.1% | −$5.39K | Cut−$39.8K |
| Nvidia Corp | NVDA | 10.3K | $1.79M | 0.1% | −$124.1K | Added−$118.7K |
| Schwab Strategic Tr | — | 31.7K | $1.55M | 0.1% | $117.9K | Cut$44K |
| Apple Inc. | AAPL | 6.05K | $1.54M | 0.1% | −$109.2K | Added−$107.2K |
| Dimensional Etf Trust | — | 29.1K | $1.53M | 0.1% | $83.7K | Cut$56K |
| Vanguard Index Fds | — | 16.3K | $1.44M | 0.1% | $3.44K | Cut−$44.7K |
| Microsoft Corp | MSFT | 3.1K | $1.15M | 0.1% | −$342.3K | Added−$311.6K |
| Vanguard Index Fds | — | 3.91K | $1.12M | 0.1% | −$11.9K | Cut−$16.5K |
| Vanguard Index Fds | — | 3.45K | $1.11M | 0.1% | −$49.9K | Cut−$70.1K |
| Vanguard Index Fds | — | 3.67K | $1.1M | 0.1% | −$58.6K | Held |
| Ishares Tr | — | 4.2K | $1.04M | 0.1% | $7.73K | Held |
| Dimensional Etf Trust | — | 19.8K | $947.4K | 0.1% | −$1.39K | Cut−$84.4K |
| Vanguard Specialized Funds | — | 4.05K | $871.2K | 0.1% | −$17.7K | Added$44.8K |
| Ishares Tr | — | 4.01K | $856.8K | 0.1% | $13.4K | Cut−$20.5K |
| Ishares Tr | — | 8.11K | $787.6K | 0.1% | $8.92K | Cut$7.19K |
| Amazon Com Inc | AMZN | 3.45K | $719.2K | 0.0% | −$77.9K | Cut−$139.3K |
| Berkshire Hathaway Inc Del | — | 1 | $718.1K | 0.0% | −$36.7K | Held |
| Wisdomtree Tr | — | 7.46K | $666K | 0.0% | $9.32K | Held |
| Vanguard Index Fds | — | 2.54K | $665.6K | 0.0% | $10.1K | Held |
| Berkshire Hathaway Inc Del | — | 1.35K | $646.9K | 0.0% | −$31.7K | Cut−$1.69M |
| Alphabet Inc | — | 2.15K | $617.7K | 0.0% | −$54.6K | Cut−$65.6K |
| Schwab Strategic Tr | — | 19.3K | $563.2K | 0.0% | −$67.5K | Held |
| Spdr Series Trust | — | 9.26K | $548.6K | 0.0% | $12.1K | Held |
| Dbx Etf Tr | — | 10.5K | $517.2K | 0.0% | $13.5K | Held |
| American Centy Etf Tr | — | 5.12K | $511.3K | 0.0% | $30.2K | Held |
| Alphabet Inc | — | 1.76K | $504.6K | 0.0% | −$47.4K | Cut−$70K |
| Dimensional Etf Trust | — | 11.2K | $470.9K | 0.0% | −$3.79K | Cut−$4.26K |
| American Centy Etf Tr | — | 4.23K | $470.7K | 0.0% | −$2.43K | Added$18.7K |
| Ishares Tr | — | 2.43K | $460.9K | 0.0% | $20.4K | Cut$18.7K |
| Meta Platforms, Inc. | META | 791 | $452.6K | 0.0% | −$69.6K | Cut−$100.6K |
| Vanguard Intl Equity Index F | — | 3.18K | $440.2K | 0.0% | −$8.18K | Added$18.8K |
| Dimensional Etf Trust | — | 12.3K | $431.5K | 0.0% | $26K | Added$33.2K |
| Broadcom Inc. | AVGO | 1.37K | $424.6K | 0.0% | −$50.2K | Cut−$82.4K |
| Jpmorgan Chase & Co. | — | 1.42K | $416.8K | 0.0% | −$38.6K | Added−$25.9K |
| Ishares Tr | — | 4.07K | $395.3K | 0.0% | $3.9K | Held |
| Schwab Strategic Tr | — | 14.9K | $369.7K | 0.0% | $10.6K | Held |
| American Centy Etf Tr | — | 4.52K | $364.6K | 0.0% | $21.9K | Held |
| Spdr Index Shs Fds | — | 5.01K | $347.8K | 0.0% | $16K | Held |
| Eli Lilly & Co | LLY | 342 | $314.6K | 0.0% | −$50.3K | Added−$34.7K |
| Invesco Qqq Tr | — | 539 | $311.1K | 0.0% | −$20.1K | Cut−$27.4K |
| Vanguard Scottsdale Fds | — | 3.61K | $298.5K | 0.0% | −$3.61K | Cut−$4.36K |
| Ishares Tr | — | 3.31K | $297.1K | 0.0% | −$14.9K | Held |
| Walmart Inc. | WMT | 2.23K | $277.1K | 0.0% | $28.4K | Added$31.6K |
| Spdr Series Trust | — | 2.29K | $275.5K | 0.0% | $14.9K | Held |
| Schwab Strategic Tr | — | 8.28K | $252.4K | 0.0% | $7.36K | Held |
| Vanguard Growth Etf | — | 562 | $245.3K | 0.0% | −$23.4K | Added$25K |
| Spdr Index Shs Fds | — | 4.83K | $226.5K | 0.0% | $482 | Held |
| American Centy Etf Tr | — | 2.77K | $222.9K | 0.0% | $9.86K | Held |
| Ishares Tr | — | 4.01K | $213.3K | 0.0% | −$2.64K | Held |
Positions as of Q1 2026. 13F filings arrive up to 45 days after quarter-end and omit shorts. Values are quarter-end marks, as filed. Estimated mark is the price effect on shares still held — not realized P&L or investment advice.